Home ยป 10 Best Budgeting Apps to Help You Save Money

10 Best Budgeting Apps to Help You Save Money

If you’re looking for a way to save money, look no further than budgeting apps! Several different apps can help you track your spending and stay on top of your finances. This blog post will discuss 10 of the best budgeting apps available.

We’ll also provide tips on choosing the right app for you!

Intuit Mint

This free app is the #1 most downloaded personal finance app.

It’s available on iOS and Android, and it offers a variety of features to help you budget your money.

Some of the features offered by Intuit Mint include:

  • Tracking your spending and income
  • Setting up budgets
  • Creating goals
  • Seeing your credit score
  • Getting bill reminders

They have gamified the saving process to help people better stick to their goals.

This unique but practical approach to budgeting has helped many people budget more consistently.

You Need A Budget (YNAB)

This budgeting app focuses on helping you change your spending habits.

It has excellent visual charts that categorize your spending.

The visual charts can help you see where you need to cut back.

They advertise that users will save up to $6,000 in their first year.

Their platform includes educational content that can help users learn more about budgeting.

YNAB does have a fee/cost of $98.99 per year.

Simplifi by Quicken

If you are short on time and only want to spend less than 5 minutes per week managing your finances, this app is for you!

Quicken’s budgeting app is one of the most user-friendly and automated.

Simplifi by Quicken automatically categorizes your transactions.

You can also track your bills, investments, and net worth within the app.

It costs $47.99 per year, but it can save you time and money in the long run.


The app is based on the envelope budgeting system.

This system is where you can physically put cash in different envelopes for different expenses.

Now with Goodbudget, you can do this virtually!

You can create envelopes for different expenses and track your spending.

This app is excellent for people who like to have more control over their finances.

It’s a free app with some premium features that cost $50 per year.


The budgeting app focuses on helping people save money.

It approaches budgeting in a more friendly and fun way.

The app is much more casual, making budgeting less of a chore.

Cleo is also an A.I that you can message to ask about your finances.

By having a conversation with Cleo, you can get insights into your spending habits.

This budgeting app is perfect for young adults and students.

Plus, Cleo is free to use!


This budgeting app is available on iOS and Android.

Wally helps you track your spending and saving.

You can also set goals and see how you are doing progress-wise.

Wally is a great budgeting app for people who want to get an overview of their finances.

It features a financial calendar to help plan future expenses.

Wally is free to use and has joint account features and international payments support.


This budgeting app is based on the envelope budgeting system.

You can create different “envelopes” for different expenses and track your spending.

This app is excellent for people who want more control over their budget and like to see where their money is going.

On average, users of MyMvelopes pay off $17,425 in debt.

It does, however, cost $5.97 per month for their basic plan.


If you notice that you are consistently overspending,  then this budgeting app is for you.

PocketGuard tracks your income, bills, and spending.

It then provides a “safe to spend” amount.

You can spend this amount without overspending or getting into debt.

The app has a section where you can set savings goals, and it is gamified to help encourage users to save more money.

If you are cautious with your data, this app is for you because it has an encrypted SSL 256 bit.

The app is free to use with premium features that cost $34.99 per year.


If you are a couple looking to budget more effectively,  then Zeta is the budgeting app.

Zeta is a great budgeting app for couples because it features shared accounts, goals, and bills.

It features great visual explainers for your finances and offers a messaging platform for better communication between you and your partner.

Communication is vital for couples because finances are often a source of arguments.

Zeta helps to relieve this type of stress and empowers couples to reach their goals together.

They also offer ‘joint cards’ that are two separate cards but attached to the same account.

It syncs with your bank accounts and is free to use.


The above-mentioned is a simple app to use for budgeting.

All you have to do is enter your income and budget.

It clearly shows how much you have left to spend before you overspend.

It also allows you to track your progress and see where you spend the most money.

You can also set goals and see how much you need to save each month to reach your goal.

There aren’t many features with the free version, but this can help simplify the budgeting process.

The app is free with some premium features that cost $129.99 per year.

10 Best Budgeting Apps to Help You Save Money (conclusion)

When it comes to budgeting, there is no one-size-fits-all solution.

It depends on your individual needs and preferences.

However, these budgeting apps can help you save money and reach your financial goals.

Each app has its unique features, so try out a few to see which one works best for you.

And remember, the essential part of budgeting is staying disciplined and consistent.

It is crucial to find an app that you will use and stick with it!

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